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Workers Compensation

Proudly serving you from Redding to Sacramento, San Francisco to San Jose, Oakland, Lodi / Stockton to Fresno / Bakersfield, and Los Angeles / Riverside to San Diego – well basically… the whole state

Workers Compensation is a type of policy that is required in California, (and most other states as well), that protects both Employers and Employees in the event of a work-related injury or disability.

In very general terms:
Employee Protection – Workers Compensation provides for medical costs (Doctors, hospitals, prescriptions etc) and lost wages / disability payments.

Employer Protection – Workers Compensation protects businesses from LIABILITY for work related injuries their employees may suffer on the job
– this includes legal defense and damages.

Workers Compensation coverage in California is almost identical from carrier to carrier – the only real differences are Price, Service, and payment
plans. Additionally, there are literally thousands of Insurance Agents that write Work Comp in California and there IS a difference.

So, WHY ISE?

Because we do California Workers Compensation better. We work hard to get you the lowest possible workers compensation rates – this year and every year. And, we match you with a carrier that fits your service and payment needs.
With hundreds of carriers to choose from – how does ISE do that?

Our Process:

We utilize a combination of technology, market knowledge, and, (through Panorama Insurance Associates world class marketing department), access to virtually every insurance carrier that writes Workers Compensation in California

We start by taking your specific account criteria (Industry, payroll size, location, current X-mod, claims history, current carrier) and then we run that through software that searches EVERY Workers Comp carrier in the state looking for the lowest possible rates for your particular business.

Then we submit individually prepared (knowing the carriers preferences) applications to the top 5-~15 or so carriers that might possibly give us the lowest rates.

As the quotes come back in – we negotiate with each one to press for more credits for you and the lowest possible rate from each carrier.

The Proposal: We assemble all the data for you to look at in summary form – so you can see what each carrier has offered YOUR specific business – and we break down NET rates by class code, deposits required and payment plans, by carrier, so that you can make the best decision for your business.

After you become our customer:

We will deliver the policy and certificates via PDF usually within 24 hours of the request. We provide loss prevention courses and materials as requested  We provide ongoing marketing of your account every year with multiple carriers (we shop for you,  so you don’t have to waste your time doing it)

The Result:

At new business and renewals ISE Insurance Services brings your specific business the lowest possible workers compensation rates with the best possible service.

We bring you more choices, more options – better results for you – Just simply, we do workers comp better.

Click the quote form above to get your quote today – no obligation – just fast, professional service that you can depend on.

 

Contact Us

Contact the insurance experts at ISE Insurance today to see how we can protect what’s important to you.

 

CA License # 0G71702


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