Equipment Dealers in Tracy, CA
Protecting Your Business — On the Lot, On the Jobsite, and On the Road
At ISE Insurance Services, we specialize in protecting businesses in the automotive and heavy equipment sectors — and that includes equipment dealers of all sizes. Whether you’re selling, renting, leasing, or servicing forklifts, agricultural machinery, construction equipment, or mobile service units, your operation faces unique exposures that demand specialized insurance solutions.
With over 15 years of experience managing complex dealership risks, we understand the challenges equipment dealers face — from inventory theft and breakdowns to liability issues and employee injury. Our team is here to help protect what’s important to you with customized coverage tailored to your specific needs.
Who Needs Equipment Dealer Insurance?
We provide insurance solutions for:
- Heavy equipment dealers (construction, farm, ag, etc.)
- Forklift and warehouse equipment suppliers
- Equipment rental and leasing businesses
- Mobile repair and service units
- Dealerships with in-house mechanics or transport services
Key Coverages for Equipment Dealerships and Rental Businesses
To operate safely and stay compliant, equipment dealers must carry a comprehensive insurance program. ISE Insurance Services can help you build a package that includes:
🏢 Commercial Property Insurance
Protects buildings, lots, inventory, diagnostic equipment, and tools from fire, theft, vandalism, and more.
⚖️ General Liability Insurance
Covers bodily injury and property damage caused by your business operations, showrooms, or jobsite interactions.
🛠️ Garagekeepers & Inland Marine Coverage
- Covers customer-owned equipment in your care, custody, or control
- Protects units in transit and while stored on your property
- Includes tools and equipment, whether on-site or at mobile jobsites
🚛 Commercial Auto Insurance
Coverage for company-owned vehicles, delivery trucks, parts vans, and service trucks.
🏗️ Equipment Breakdown Insurance
Protects against mechanical failures of diagnostic and rental equipment — essential for businesses that service or lease equipment.
📦 Product Liability Insurance
Covers claims of injury or damage caused by sold, leased, or serviced machinery.
🧾 Dealership Errors & Omissions (E&O)
Protects against costly claims arising from misrepresentation, faulty maintenance, or leasing disputes.
👷 Workers’ Compensation Insurance
Required in most states — protects employees in the event of workplace injuries.
💻 Cyber Liability Insurance
Important for businesses that handle leasing contracts, customer payments, or maintain digital inventory systems.
🏢 Business Interruption Insurance
Covers income loss and fixed expenses if your operations are suspended due to a covered event (fire, storm, theft, etc.).
🌐 Commercial Umbrella Insurance
Adds a layer of protection above your primary liability policies for high-value claims.
💼 Employment Practices Liability Insurance (EPLI)
Covers claims related to hiring, termination, discrimination, and workplace harassment.
♻️ Pollution Liability Insurance
For dealers involved in fueling, hydraulic systems, or on-site repairs that could cause environmental exposure.
💳 Crime & Employee Dishonesty Coverage
Protects against theft, forgery, and fraud — especially important for inventory-heavy operations.
Why Choose ISE Insurance Services?
✅ 15+ Years of Experience — We’ve helped dealerships large and small across over 30 states protect their operations.
✅ Specialized Industry Knowledge — We understand equipment sales, rentals, mobile repairs, and service centers.
✅ Custom Coverage Packages — We tailor solutions to your business, your risks, and your state-specific requirements.
✅ Responsive Support — No call centers. Real experts. Real help.
Let’s Protect Your Dealership
Whether you’re selling used forklifts, leasing loaders, or operating a mobile equipment service crew — we’re here to help.
Contact the equipment dealer insurance experts at ISE Insurance Services today for a personalized coverage review.
📞 Call: 888-945-1495 ext. 101
🌐 Visit: www.iseinsurance.com