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Pokemon Go:  Is Pikachu covered?

Good question.  The answer is - maybe / Sort of?

Auto Insurance - You are driving along hunting these mystical creatures and rear end a police car - Your Auto  Liability will cover the damage to the police car and the officers injuries (up to your limits) - and it will cover damage to your car IF you have collision coverage (less your deductible) - But it WON"T cover the ticket I am certain you will get.

Home Insurance:
 If you are hunting in the dark of night in - oh, lets say a... not nice part of town, and you are robbed of your phone and wallet / purse?  Your Homeowners  / Renters policy will cover the theft - however, those items are likely to be less than your deductible ( and you most likely don't want to file a claim for something this small anyway ( if you want to know why - call me....)

Medical Insurance:  when you are staring at the screen and walk into traffic and dent the hood of that Camry - your medical policy WILL cover your medical expenses  less your deductible and co pays - ( they don't exclude .... you fill in the blank) BUT ,  Your medical won't  cover your lost wages while you are in the hospital - and the guy that hit you is unlikely to have to pay since you walked into him...

Bottom Line:  Have fun - but be careful, pay attention. and obey the laws - while augmented reality creatures are way cool - they might also have some IRL consequences
Posted 1:50 PM

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