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Business Insurance BUSINESS

Business Insurance to fit your specific needs. Industry specific programs at the lowest possible premium 

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Workers Compensation Insurance WORKERS COMPENSATION

We do workers compensation better - lower prices, more carriers & free X-mod management.

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Farm Insurance FARM

The State of California is built on Agriculture - Rancher, Grower, Processor, Distributor - We have a solution for you.

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Life Insurance LIFE

Life Insurance - We can custom create insurance solutions for those problems no-one wants to talk about.

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Homeowners Insurance HOME

Get coverage to help pay for repairs, replacement costs and living expenses if something happens to your home.

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Auto Insurance AUTO

All auto policies ARE NOT the same - Give us the opportunity to match your needs with the best carrier.

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Are You Protected?

Do you have an EPLI / Discrimination Policy? - IF NOT - your business insurance and Work Comp DO NOT cover ANY of the above!

If you do have an EPLI policy - WHAT does it cover? for how much?  The coverage for these policies VARIES WIDELY - some are very comprehensive and some provide VERY LIMITED  protection.  KNOW what you have: - KEY questions to ask:

  • Does your policy cover "Third Party"? ( customers, vendors etc)
  • Does your policy cover "WAGE & HOUR" Violations?
  • Does it protect you against Immigration (ICE) investigations?
  • How much coverage? - is it $50,000 or $2,000,000? - this is generally EXCLUDED from your commercial Umbrella!
  • Do you have protection for "Prior Acts?"?  if so - how far back?
  • What is your deductible / participation rate? (I have seen "covered claims" cost insured over $100,000 out of pocket)
  •  

The key here is to KNOW what your exposure is before an unexpected accusation (you DO NOT have to be guilty of anything for this to cost you a fortune) ruins your company

Give us a call @ - 1-888-945-1495 Ext 101  or visit us at  www.iseinsurance.com/about.aspx  To learn more about how we can help you protect your business>

 

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