3 ways to save money today:
1) Look to combine your insurance policies with the same carrier - Many offer multi-line discounts that can save you significantly
2) Shop - yes - Shop your insurance. Just about the only constant in the insurance industry is change - take a look around to see which carrier has the best rates for you and your specific needs this year. (hint - we do this for you)
3) Increase your deductibles - On your cars, your house, and your business - If you haven't had a claim in years - why pay more for a lower deductible? ( Consider $2,500 on your home, and commercial buildings - It's not likely you will turn in a claim for less than that anyway ...)