Mobile Diesel Repair Business Insurance

What Are the Most Important Insurance Coverages You Need for Your Mobile Diesel Repair Business?

Running a mobile diesel repair business comes with opportunity — and risk. Whether you’re servicing fleets on the road, repairing heavy trucks at job sites, or working on equipment in the field, your business faces unique exposures that require specialized insurance protection.

At ISE Insurance Services, we’ve helped hundreds of diesel mechanics, truck repair businesses, and mobile repair professionals across the country secure the right insurance. If you’re wondering:
“What insurance do I really need for my mobile diesel repair business?”
Here are the most important coverages — and why they matter.

1️⃣ Garage Liability Insurance — Protects Your Business From Lawsuits

Even though you’re mobile, you still need Garage Liability Insurance for Truck Repair. This is the foundation of your coverage and protects your business if you’re held responsible for:

Property damage
Bodily injury
Completed operations
Advertising injury

Whether you’re repairing a customer’s semi-truck or a diesel engine on-site, accidents happen. Garage liability insurance helps cover legal defense costs, settlements, and medical bills.

2️⃣ Garagekeepers Insurance — Protects Customer Vehicles

If you ever take possession of a customer’s vehicle — even temporarily — you need Garagekeepers Insurance. This coverage protects your customer’s heavy truck, diesel vehicle, or equipment while it’s in your care, custody, or control.

Covers physical damage to the customer’s property
Protects against fire, theft, vandalism, or accidental damage

Even if you’re mobile, situations arise where a customer vehicle may be under your control (e.g. test drives, towing, overnight repairs, etc.).

3️⃣ Inland Marine Insurance — Protects Your Tools & Equipment

Your tools and mobile equipment are essential to your business. Inland Marine Insurance protects your tools, diagnostic equipment, welders, compressors, and specialty gear — wherever you take them.

Covers theft, damage, or loss — even when you’re on the road
Protects valuable, high-dollar equipment not covered by standard property insurance

Without inland marine coverage, you’re exposed every time you load your tools into your service truck.

4️⃣ Commercial Auto Insurance — Protects Your Service Trucks

Your service trucks aren’t personal vehicles — they’re mobile repair shops. That’s why you need Commercial Auto Insurance designed specifically for mobile operations.

Covers accidents involving your mobile repair vehicle
Includes liability, collision, and comprehensive coverage
May also cover attached equipment or trailers

Whether you’re driving a diesel repair truck, mobile welding rig, or equipment trailer, commercial auto insurance is essential protection.

5️⃣ Workers’ Compensation — Protects Your Employees & Business

If you have employees, you’re legally required in most states to carry Workers’ Compensation Insurance.

Covers employee injuries and medical expenses
Provides wage replacement if an employee is unable to work
Protects your business from costly lawsuits related to workplace injuries

Even with strict safety protocols, diesel repair work involves physical labor, heavy equipment, and accident potential — making workers comp a must-have.

Why Work With ISE Insurance Services?

At ISE Insurance Services, we specialize in insuring:

Heavy truck repair businesses
Diesel repair shops
Mobile truck repair businesses
Mobile diesel mechanic businesses
Heavy equipment repair businesses

Unlike general insurance agencies, we focus on commercial repair operations just like yours. Our agents average over 22 years of experience each, and we’re licensed in over 30 states.

We currently serve clients in:

California, Texas, Florida, Oregon, Arizona, Washington, Nevada, Idaho, Georgia, Kansas, Missouri, Indiana, Ohio, Pennsylvania, Wisconsin, Alabama, South Carolina, and many more.

We continue to expand to meet the growing demand for specialized mobile repair business insurance.

📞 Ready to Get a Quote?

Don’t leave your mobile diesel repair business exposed to unnecessary risk.

👉 Click here to get a free quote today
📞 Or call us directly at 916-836-8112 to speak with a commercial insurance specialist.

We protect what’s important to you.