June 9, 2025
Agency

Heavy Truck & Mobile Equipment Repair Insurance

Specialized Coverage for Diesel Repair, Mobile Mechanics & Heavy Equipment Repair Pros

Running a heavy truck repair or mobile diesel equipment repair business is demanding—and risky. That’s why ISE Insurance Services offers tailored, affordable insurance solutions to protect every part of your operation—from your tools and work trucks to your customer’s vehicles and your bottom line.

With over 34 years of experience insuring high-risk and hard-to-place trades, we know how to build policies that respond when you need them most.

Whether you work in a shop, on the road, or at job sites across the country—from Arizona up to Idaho, Michigan down to New Mexico, and along the East Coast from Pennsylvania to Florida—ISE Insurance Services delivers specialized insurance built for your needs.

✅ Who We Insure

We provide tailored insurance coverage for:

  • Heavy truck & diesel repair shops
  • Mobile diesel mechanics & mobile truck repair businesses
  • Heavy equipment repair and maintenance providers
  • Mobile fleet service businesses
  • Independent truck and trailer mechanics
  • On-site and roadside commercial truck repair operators

🔍 Why Insurance Is So Important in the Truck Repair Industry

Working on heavy-duty trucks, fleets, or diesel equipment comes with serious exposures. A customer’s vehicle could be damaged while in your care. Your employee might get injured on a roadside repair. Your truck full of tools could get stolen overnight.

Without the right insurance in place, these risks can devastate your business.

ISE Insurance Services builds packages to help you recover faster and keep your business on the road.

🛠️ Core Coverages for Truck & Equipment Repair Businesses

We customize your policy using the right mix of industry-specific coverage:

1. Garage Liability Insurance for Truck Repair

Protects your business from bodily injury and property damage claims related to your operations. A must-have for truck and diesel shops.
🔗 Learn More

2. Garagekeepers Coverage

Covers damage to your customer’s vehicle while it’s in your care, custody, or control—whether in your shop or parked at a service site.
🔗 Explore Garagekeepers Insurance

3. Inland Marine Insurance (Tools & Equipment)

Mobile diesel techs and truck mechanics rely on tools daily. This covers stolen, lost, or damaged tools and equipment—even while in transit.
🔗 Get Tools Coverage

4. Commercial Auto Insurance

Covers vehicles you own and operate for business—such as service trucks or mobile repair vans.

5. Workers’ Compensation

Protects your team if they’re injured on the job—required in most states if you have employees.
🔗 Workers’ Comp Coverage

6. General Liability Insurance

Provides protection for claims arising from non-auto-related operations, such as faulty workmanship or slips and falls on your premises.
🔗 Compare General vs. Garage Liability

7. Excess Liability (Umbrella) Insurance

Adds an extra layer of protection above your underlying general liability, garage liability, and commercial auto policies. Ideal for businesses facing high-dollar lawsuits or contract requirements.

8. Business Property Insurance

Covers buildings, equipment, diagnostic tools, and parts inventory from fire, theft, or weather damage.

9. Business Interruption Coverage

Replaces lost income if your shop is temporarily closed due to a covered claim—keeping you afloat when you can’t operate.

💡 Real-World Coverage Scenarios

Example 1: Your tech is test-driving a semi-truck after a repair. It’s rear-ended.
Garagekeepers + Garage Liability apply.

Example 2: Your tool trailer is stolen at a truck stop during a mobile service call.
Inland Marine Insurance covers tool replacement.

Example 3: A customer trips and falls at your diesel repair shop.
General Liability pays for medical bills and defense costs.

Example 4: You’re sued for $2 million after a catastrophic accident involving your service truck.
Excess Liability provides protection when base coverage limits are exhausted.

🧠 Why Choose ISE Insurance Services?

  • 34+ Years of Experience: We’ve worked with thousands of auto, truck, and mobile repair businesses.
  • Industry Experts: We understand how diesel, mobile truck, and equipment repair work—and how to insure it.
  • Nationwide Reach: Licensed in over 30 states, with strong presence from the Southwest to the Midwest, and up and down the East Coast—including AZ, ID, MI, NM, PA, VA, SC, GA, and FL.
  • Personalized Service: We take the time to understand your business, your risks, and your goals.
  • One-Stop Insurance: We’ll bundle the right protections into one customized package.

📞 Get a Fast Quote from a Real Expert

Don’t leave your business exposed. ISE Insurance Services will help you build a policy that protects your repair business from the shop floor to the roadside.

Call us now at 916-836-8112 or Request a Quote Online

Categories: Auto Aftermarket, Blog, Business/Commercial

Tags: Commercial truck repair insurance, Diesel repair shop insurance, Excess liability insurance, Garage liability insurance for truck repair, Garagekeepers Insurance, heavy truck repair insurance, inland marine insurance, ISE Insurance Services, Mobile diesel mechanic insurance, Mobile fleet repair insurance, Truck repair shop coverage

State Licenses: CA: 0G71702
WA: WAOIC # : 1262367
OR: 3003142910
ID: 3003132991


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