Does Your Mobile Diesel, Heavy Equipment, or Heavy Truck Repair Business Need Garagekeepers Coverage?

If you operate a mobile diesel repair, heavy equipment repair, or heavy truck repair business, chances are you’ve asked: Do I need Garagekeepers insurance?
The answer? Maybe.
And it could mean the difference between a covered claim or thousands of dollars out-of-pocket.

What Is Garagekeepers Coverage?

Garagekeepers Legal Liability Insurance protects you if a customer’s vehicle or piece of equipment is damaged while in your care, custody, or control — whether parked, being repaired, or test-driven.

This coverage often applies to:

• Mobile diesel repair techs who road-test trucks

• Heavy equipment mechanics who take possession of job-site equipment

• Mobile repair businesses that tow or relocate vehicles for diagnostics or service

If you ever move, test, or store a customer’s truck or equipment — you should strongly consider Garagekeepers coverage.

Why It Matters for Mobile and On-Site Operations

You might think that because your shop is mobile or you don’t have a fixed garage, this coverage doesn’t apply. Not true.

Let’s say:

• You road-test a semi-truck after repairs — and an accident occurs

• You service a backhoe on a job site and park it overnight

• You pick up a diesel vehicle for diagnostics — and it’s stolen en route

Without Garagekeepers insurance, you may have no coverage for these customer property losses.

Other Crucial Coverages to Consider

While Garagekeepers protects their vehicle, your business also needs protection for your operations, tools, and team. At ISE Insurance Services, we recommend evaluating the following:

• General Liability Insurance – Protects against third-party injuries or property damage claims

• Inland Marine / Tools & Equipment Coverage – Covers mobile tools and equipment in transit or on a job site

• Commercial Auto Insurance – For your service trucks, vans, or mobile rigs

• Workers’ Compensation – Required in most states if you have employees

• Mobile Repair Business Insurance – Designed specifically for mobile mechanics and mobile service providers

• Heavy Truck Repair Coverage – Tailored protection for your heavy truck repair shop or mobile service business

How ISE Insurance Services Can Help

With over 34  years of experience insuring mobile repair shops and heavy truck service businesses, ISE Insurance understands your unique risks. Whether you’re working on the side of the road, at a customer’s facility, or operating a fleet of service trucks — we’re here to help you get the right coverage at the right price.

We serve clients in over 30 states nationwide, with specialized programs for:

✅ Mobile Diesel Mechanics
✅ Equipment Repair Techs
✅ Heavy Truck and Trailer Service Businesses
✅ Construction Equipment Repair Services
…and more

Final Word: If You Touch It, You Might Need to Insure It

Garagekeepers insurance is often misunderstood — but here’s the bottom line:
If you ever take possession of a customer’s vehicle or equipment, even temporarily, you should talk to a specialist.

At ISE Insurance Services, we protect what’s important to you — your business, your reputation, and your financial future.

Ready to Review Your Coverage?

📞 Call us at 888-945-1495 ext. 101
🌐 Or Request a Quote from a licensed specialist today.