Specialty Contractors Insurance
(HVAC, Electrical, Plumbing, Construction)
with ISE Insurance Services
Proudly serving you face to face in Sacramento, San Francisco, San Jose, Oakland, Stockton, Modesto, Fresno, Bakersfield, Orange County, and San Diego – well basically…the whole state
Your Contractors business is important to us. We want to make sure if anything happens - you have the protection you need and that the incident is covered exactly the way you thought it would be.
Your needs are certainly different than those of a bakery, dry-cleaner, or deli - let us show you how our experience and expertise can be an asset to your operations.
We offer coverage to help protect you from the risks of: fire and theft to defective parts and faulty work; from Auto accidents to Employee Injuries and employment related claims such as discrimination.
We know how to put the right coverage in place to make sure you are properly protected.
Your business is going to need many of the coverages in Commercial Insurance Basics - and you will likely need the following for your Contractors business insurance:
General Liability - Covers damages arising from your products and operations
Business Income / Extra Expense Coverage - Keeps the cash flowing when a loss prevents you from continuing to work
Commercial Auto -Liability, Uninsured Motorist, Physical Damage, Loss of Use - all important areas to keep protected
Employee Tools - Your standard policy does not cover employee tools - this adds protection to employee tools for loss or damage (fire, theft etc) - be careful - some policies are replacement cost - some are actual cash value (depreciation!)
Workers Compensation - You'll certainly need this: to protect you and your employees from the costs of on the job injuries and illness.
Employment Practices / Discrimination - One of the many risks you face, allegations of violating employment laws, discriminating against customers, employees or vendors,
Every business entity is different - we work with you to make sure you have the specific coverages and limits you need for your particular business - so you can make the best possible decision for you
Contact us today for your FREE Contractors Insurance Quote
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