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Business Insurance BUSINESS

Business Insurance to fit your specific needs. Industry specific programs at the lowest possible premium 

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Workers Compensation Insurance WORKERS COMPENSATION

We do workers compensation better - lower prices, more carriers & free X-mod management.

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Farm Insurance FARM

The State of California is built on Agriculture - Rancher, Grower, Processor, Distributor - We have a solution for you.

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Life Insurance LIFE

Life Insurance - We can custom create insurance solutions for those problems no-one wants to talk about.

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Homeowners Insurance HOME

Get coverage to help pay for repairs, replacement costs and living expenses if something happens to your home.

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Auto Insurance AUTO

All auto policies ARE NOT the same - Give us the opportunity to match your needs with the best carrier.

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Forklift Dealers - Material Handling Equipment Dealers

Proudly serving you face to face in California: From Eureka to San Francisco, San Jose, Oakland, Sacramento, Stockton, Fresno, Orange County and San Diego – well basically…the whole state

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Your Dealership Business is important to us.  We want to make sure if anything happens - you have the protection you need and that the incident is covered exactly the way you thought it would be.  Your needs are certainly different than those of a bakery, drycleaner, or deli - let us show you how our experience and expertise can be an asset to your operations. From the risks of: fire and theft to defective parts and faulty work; from Service Trucks to Employee Tools; Leased Equipment to Customer Goods on your premises; from protecting your inventory against Flood and Earthquake to Discrimination and Harassment claims. We know how to put the right coverages in place to make sure you are properly protected

Your business is going to need many of the coverages in  Commercial Insurance Basics - and you will likely need the following for your Equipment Dealer business insurance:

 

General / Garage Liability - Covers damages arising from the operation of an auto or an auto related business

Broadened Garage Liability - Adds coverage for defective products and faulty work

Vehicle Damage Liability - This may surprise you: if you lease your premises from another party and you drive a customer auto into the side of the building - without a special endorsement, most basic policies exclude the damage.  We ALWAYS add this endorsement to protect you.

Inventory - covers everything you have for sale - this can be blanketed over all your locations - Includes coverage for Earthquake and Flood - Also extends coverage for customer equipment in your care custody and control.

Employee Tools - Your standard policy does not cover employee tools - this adds protection to employee tools for loss or damage (fire, theft etc) - be careful - some policies are replacement cost - some are actual cash value (depreciation!)

Workers Compensation - You'll certainly need this: to protect you and your employees from the costs of on the job injuries and illness.
Employment Practices / Discrimination - One of the many risks you face, allegations of violating employment laws, discriminating against customers, employees or vendors,


Every business entity is different - we work with you to make sure you have the specific coverages and limits you need for your particular business - so you can make the best possible decision for you

Contact us today for your Free Equipment Dealer Insurance  Quote

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Thank you for your interest in ISE Insurance Services. Please feel free to call our office at 888-945-1495 and speak to an insurance professional or you can email your questions and an agent will reply promptly.



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